Benefits that work harder for your people
Lyric Benefit designs smarter employee benefits programs that reduce costs for employers and deliver meaningful savings — especially on prescription drugs — to the employees who need them most.
Smarter benefits.
Less waste. More value.
Most employer benefits programs are built on outdated structures that benefit the insurance carriers, not your company or your employees. Lyric Benefit was built to change that.
We partner directly with employers to redesign benefits from the ground up — using self-funded structures, captive arrangements, pharmaceutical optimization, and data-driven plan design to put money back where it belongs.
The result: lower costs for your business, and better coverage with real savings for your team.
Schedule a ConsultationYour benefits budget, working for you — not against you
Complete benefits reimagined
From health plan architecture to prescription drug cost management, Lyric Benefit delivers end-to-end solutions designed around your workforce and your bottom line.
Self-Funded Health Plans
Stop paying insurance carrier profits. Self-funded plans give employers direct access to claims data, plan customization, and real cost control — with stop-loss protection for peace of mind.
Pharmaceutical Savings Programs
Prescription drugs are the fastest-growing cost in employee benefits. Our Rx optimization programs dramatically reduce spend for employers while giving employees access to medications at little or no cost.
Captive Insurance Structures
Group captives allow mid-size employers to pool risk, share underwriting profit, and access institutional-grade benefits programs previously reserved for Fortune 500 companies.
Benefits Plan Analysis
We audit your current plan design, carrier contracts, and utilization data to identify exactly where cost is leaking — and present a clear roadmap to recapture it.
Employee Education & Enrollment
Great benefits only work if employees understand and use them. We provide enrollment support, employee communication tools, and ongoing education so your team gets full value from every benefit.
Ongoing Plan Management
Benefits are not a set-it-and-forget-it product. We provide continuous plan monitoring, annual renewals, compliance support, and proactive recommendations as your business evolves.
From first call to full coverage
Getting started with Lyric Benefit is simple. Most employers have a new program in place within 30 days of their first consultation.
Free Benefits Audit
We analyze your current plan, spend, and utilization data to identify exactly how much you are overpaying and where.
Custom Plan Design
We build a benefits program tailored to your workforce size, industry, and goals — including Rx savings and self-funded options.
Fast Implementation
Our team handles onboarding, carrier transitions, employee communication, and enrollment. You stay focused on your business.
Ongoing Optimization
We continuously monitor performance, report savings, and adjust your program so costs keep going down year after year.
The Rx cost crisis has a real solution
Prescription drug costs have become the single largest line item in many employer health plans — and most companies have no visibility into why or what to do about it.
Lyric Benefit’s pharmaceutical savings programs use direct manufacturer relationships, alternative formularies, and biosimilar strategies to dramatically reduce what your plan pays for medications — while often improving what employees actually get at the pharmacy.
- Zero-cost generic programs for employees on maintenance medications
- Brand drug alternatives that cut costs without reducing effectiveness
- Specialty drug carve-outs that protect against catastrophic Rx claims
- Transparent PBM relationships with no hidden spread pricing
- Real-time reporting so you always know what your plan is spending
Results that speak for themselves
“Lyric Benefit reduced our annual health plan spend by over $190,000 in the first year. Our employees are happier with their coverage and we are spending significantly less. The Rx savings program alone paid for everything.”
“We had no idea how much money we were leaving on the table with our old carrier. The free audit Lyric Benefit did for us was eye-opening. We switched to a self-funded plan and haven’t looked back.”
“My employees were struggling to afford their prescriptions. Lyric Benefit’s zero-copay generic program changed that overnight. Retention and morale improved and our total benefits cost went down. Win-win.”
Ready to stop overpaying for benefits?
Get a free, no-obligation benefits audit from Lyric Benefit. We will show you exactly where your money is going and how much you can save — with no commitment required.